Best Casinos Online With Baccarat

100% up to $1000
5 Star Rating
500% up to $5000
5 Star Rating
100% up to $1000
5 Star Rating
100% up to $4000
5 Star Rating

Where To Play Live Dealer Baccarat Games Online

Any of the USA baccarat sites above are live dealer casinos online. So, this is where to play live dealer baccarat games online. As some of them are connected through gaming software, you can play live dealer baccarat with the same dealers on multiple sites.

Both Bovada and Ignition casinos feature at least two live dealer tables with similar table limits.

  • $5-$100
  • $25-$1,000
  • $100-$2,500

As for and Cafe Casino, they offer a unique spin on live dealer baccarat as they have tables for both regular baccarat and Super 6 baccarat.

Bonuses and Promotions

Before playing baccarat, make sure to look into online casino bonuses. This can severely impact how long you play and/or how much you gamble online. All of these gambling sites feature welcome bonuses on first-time deposits. But, they also all have other promotions to think about.

  • Bovada - Earn up to 20 free slot spins with the "Bovada Free Spin Bonanza" which just requires you to deposit and bet $10 or more on any casino game.
  • Cafe Casino - Find your "Weekly Mystery Bonus" that drops in your Cafe Casino Perks dashboard every Thursday.
  • - Join the "Crypto Club" and earn up to $250 (on a 100% deposit match), twice per week.
  • Ignition - "Boost Your Play" by earning reload bonuses, free spins, tournament tickets, and more just for gambling.

Keep in mind that all bonuses will generally come with a playthrough or rollover requirement. With this, it is up to you to determine whether or not the bonus is beneficial for you. In most cases, baccarat games only contribute 5% of each dollar wagered. Therefore, if you have a rollover of $100, you would have to gamble $2,000 in baccarat to meet this requirement. Playing online slots counts for 100%, making it the easiest way to fight through the bonus terms.

Pro Tip: lists baccarat at 10% in their Wagering Contribution Chart. This means it takes half the amount of action to meet the playthrough compared to the other three online baccarat sites.

How Do You Win In Baccarat?

While rules can be confusing, the simplest way to think about how to win at baccarat is to get close to 9. Like playing blackjack online, you want to beat the banker's (or the dealer's) hand. Since no hand in baccarat is valued above nine, your total will keep resetting to the one’s digit. So, if you have a six and an eight, your hand is valued at 4. Before getting into the betting process, there are some basic rules to know.

  • The game is (usually) played with six decks that get reshuffled after every played hand.
  • You are the first to play after both you and the banker are dealt two cards each.
  • If your hand sits between 0 and 5, you get another card as long as the dealer has less than 6.
  • If your hand sits between 6 and 9, you keep your value and stand.
  • Any 10 or face card is worth 0 while Aces post a value of 1.
  • Suits do not mean anything in baccarat.

The banker's third card is dependent on a few factors.

  • If the banker's total is between 7 and 9, they stand as is.
  • When the banker has a hand value of 0, 1, or 2, they draw another card.
  • If the banker's hand total is from 3 to 6, they are dealt based on the conditions of your hand.
Banker Player's Draw Card
Total - 0 1 2 3 4 5 6 7 8 9
9 Stand Stand Stand Stand Stand Stand Stand Stand Stand Stand Stand
8 Stand Stand Stand Stand Stand Stand Stand Stand Stand Stand Stand
7 Stand Stand Stand Stand Stand Stand Stand Stand Stand Stand Stand
6 Stand Stand Stand Stand Stand Stand Stand Draw Draw Stand Stand
5 Draw Stand Stand Stand Stand Draw Draw Draw Draw Stand Stand
4 Draw Stand Stand Draw Draw Draw Draw Draw Draw Stand Stand
3 Draw Draw Draw Draw Draw Draw Draw Draw Draw Stand Draw
2 Draw Draw Draw Draw Draw Draw Draw Draw Draw Draw Draw
1 Draw Draw Draw Draw Draw Draw Draw Draw Draw Draw Draw
0 Draw Draw Draw Draw Draw Draw Draw Draw Draw Draw Draw

Bets In A Baccarat Game

There are only three bets in a baccarat game to make. Before the cards are dealt, you must bet on who will have the highest hand (closest to 9): the player, the banker, or a tie. While these three bets offer different payouts, you can bet on multiple results for the same hand.

  • Betting on the player's hand comes with even odds. Therefore, any $1 bet on yourself will see a $2 payout (your risk plus your winnings).
  • A bet on the banker requires paying a commission to combat the banker's advantage based on the rules for drawing a card.
  • The commission is 5% of the risked bet, plus any extra it takes to round up to the next quarter. Therefore, a $1 bet on the banker would see a payout of 75 cents. (5 cents from commission plus the extra 20 cents to make it a quarter's value).
  • To bet on a tie comes with longshot odds. Here, you get 10 times your bet amount. So, a $1 bet on a tie pays out $10 (your $1 bet plus nine times your risk).

What Is the House Edge in Baccarat Online?

Like playing any game at online casinos, there is always the house edge to overcome. Often, you'll find the edge at online gambling sites to be less than land-based based on the lack of overhead required from the gaming site. In general, baccarat has one of the lowest house edges of any casino game, making it an extremely player-friendly table game. At the sites we recommend, here is the house edge in online baccarat.

Baccarat House Edge

Bet Type House Edge
Player 1.23%
Banker 1.05%
Tie 4.93%

If you're looking to know how to reduce the house edge in Baccarat, there are a few "rules" to follow.

  • Consistently bet on the banker since it has the lowest house edge in baccarat - even less than playing craps online and betting on the don't pass line.
  • Get used to paying the 5% commission and don't let it deter you from sticking with this bet. Based on the draw rules, the banker should win more often than not.
  • Avoid betting on a tie. Just like a parlay when online sports betting, these longshot bets look appealing but come with less-than-likely chances of hitting.
  • Bet within proper bankroll management. All casino games are played against the house in relation to the time played. Bet small and consistent rather than trying to hit it all at once.

Can I Play Free Games at Online Baccarat Sites?

Yes, there are free casino games online at all of the top baccarat gambling sites we recommend. While you cannot access the live dealer versions of their baccarat tables, you can still use dummy money on their computerized versions to practice. Go to the site, head to their casino, and click on your baccarat game of choice. Here, it will ask you to log in; but, instead of doing so, just click the X and it'll take you into the game with $1,000 in fake money.

Is Online Baccarat Rigged?

While it can be easy to think this, no USA baccarat online is not rigged. Using random number generators and reshuffling the deck after every hand, there are many combinations as to what can happen. Keep in mind that all casino games hold an edge over the player and are designed to make you lose money over time. However, if you do feel you are being cheated, contact customer support or reach out to the gambling commission that oversees the online gambling sites you’re playing on. While it's unlikely anything comes from this, it could help with your piece of mind.